{"id":31877,"date":"2026-09-25T11:41:16","date_gmt":"2026-09-25T11:41:16","guid":{"rendered":"https:\/\/www.tracksofafrica.net\/blog\/tanzania-currency\/"},"modified":"2026-09-25T13:40:43","modified_gmt":"2026-09-25T13:40:43","slug":"tanzania-currency","status":"publish","type":"post","link":"https:\/\/www.tracksofafrica.net\/en\/blog\/tanzania-currency\/","title":{"rendered":"Tanzania Currency: Tanzanian Shilling, Euro & Dollar"},"content":{"rendered":"\n

When planning a trip to Tanzania, it is essential to have a good understanding of the Tanzania currency<\/strong> and the euro-to-Tanzanian shilling exchange rate<\/strong> in order to get around with confidence between cities, nature reserves and villages.<\/p>\n\n

Tanzania is a country that thrives on vibrant tourism<\/strong>, local trade and day-to-day activities, and understanding how the local currency works will help you manage your budget more effectively, avoid any unpleasant surprises and enjoy your trip without any stress.<\/p>\n\n

From banknotes and coins in circulation to strategies for getting the best exchange rate, and payment practices in markets and lodges, this guide takes you step by step into the heart of everyday life in Tanzania.<\/p>\n\n

Before setting off, as well as familiarising yourself with the Tanzanian currency and the euro-to-Tanzanian shilling exchange rate, it is essential to check in advance which documents are required for Tanzania<\/a> to avoid any problems on arrival.<\/p>\n\n

<\/div>\n\n

What is the official currency of Tanzania?<\/strong><\/h2>\n\n

The official currency of Tanzania is the Tanzanian shilling<\/strong>, designated by the ISO code TZS<\/strong> and sometimes abbreviated to TSh<\/strong> or simply written with the symbol \u2018x\/y\u2019 before the value.<\/p>\n\n

The term derives directly from the English word \u2018shilling\u2019 (shilingi in Swahili), and each shilling is divided into 100 cents, although in everyday life it is mainly the higher-value notes and coins that are used.<\/p>\n\n

The Tanzanian shilling replaced the East African shilling in 1966<\/strong> and has remained the predominant currency for all transactions within the country ever since. Banknotes in circulation include denominations of 500, 1,000, 2,000, 5,000 and 10,000 shillings, whilst coins range from 50 to 500 shillings, with designs and features that reflect the country\u2019s history and economic culture.<\/p>\n\n

To organise your trip as effectively as possible and ensure a well-organised and safe experience right from the start, it may be worth contacting a reliable tour operator specialising in Tanzania<\/a>, who will also be able to advise you on handling the local currency and payment practices whilst you\u2019re there.<\/p>\n\n

<\/div>\n\n

Euro and US dollar exchange rates in Tanzanian shillings: what are they worth today?<\/strong><\/h2>\n\n

The euro-to-Tanzanian shilling exchange rate<\/strong> fluctuates daily depending on global currency markets, the monetary policies of the Bank of Tanzania and international economic conditions.<\/p>\n\n

For example, in recent months the exchange rate has hovered around 2,900\u20133,100 schillings to the euro<\/strong>, with fluctuations also driven by the tourist seasons and levels of demand for the local currency.<\/p>\n\n

Furthermore, the value of the shilling can also fluctuate depending on the tourist season: for this reason, it is worth considering carefully when to visit Tanzania<\/a>, as demand for the local currency tends to rise during the high season.<\/p>\n\n

This volatility means that if you are exchanging currency or planning a budget, it is advisable to check real-time<\/strong> exchange rates via reliable currency exchange services or financial apps before carrying out any transactions.<\/p>\n\n

Many specialist websites offer currency converters that display the latest exchange rate<\/strong>, allowing you to see exactly how much your euros are worth in Tanzanian shillings at the time of the transaction.<\/p>\n\n

A useful rule of thumb is that, generally speaking, the euro tends to be worth more than the schilling<\/strong>, so you could get several thousand TZS for relatively small amounts of euros, but bear in mind that exchange fees and service charges may affect the total amount you actually receive.<\/p>\n\n

As well as exchanging euros for Tanzanian shillings<\/strong>, many travellers arrive in Tanzania with US dollars<\/strong>, which have historically been widely used in tourism and on safaris. Generally speaking, 1 USD is equivalent to around 2,700\u20132,900 TZS<\/strong>, but the exchange rate may vary depending on market conditions and local fees.<\/p>\n\n

Whilst the euro has become increasingly widely accepted in recent years, the US dollar often remains the currency of choice for lodges<\/strong>, parks and organised tours, particularly in more remote areas. For this reason, it is good practice for anyone travelling to Tanzania to check both the euro\/TZS<\/strong> and US dollar\/TZS<\/strong> exchange rates before setting off.<\/p>\n\n

<\/div>\n\n

Tanzania currency: where to exchange euros for Tanzanian shillings<\/strong><\/h2>\n\n

Knowing where to exchange euros for Tanzanian shillings<\/strong> is one of the keys to getting a favourable exchange rate and avoiding excessive fees. In Tanzania, you can exchange currency at various locations, but each has its own specific advantages and disadvantages.<\/p>\n\n

In the busiest tourist areas, such as Arusha or Zanzibar<\/a>, there are plenty of bureaux de change, but it\u2019s still worth comparing several of them before exchanging money.<\/p>\n\n

Local banks<\/strong> are often one of the safest places to exchange currency, offering more transparent exchange rates and relatively low fees. However, opening hours may be limited, and you will generally need to show your passport to complete the transaction.<\/p>\n\n

Authorised currency exchange bureaux (forex bureaux)<\/strong> in major tourist cities such as Dar es Salaam, Arusha and Zanzibar often offer more flexible opening hours and services tailored to visitors. It is worth comparing more than one bureau to find the best exchange rate, as rates can vary considerably even within the same neighbourhood.<\/p>\n\n

Many travellers also use the currency exchange services at large hotels or lodges<\/strong>: whilst these are convenient, they tend to charge higher fees and offer less favourable exchange rates than banks or foreign exchange bureaux. It is therefore advisable to consider this option only for small amounts or in emergencies.<\/p>\n\n

Before you set off, we recommend that you also check international flights<\/strong>, so that you can plan both the logistical and financial aspects of your trip thoroughly.<\/p>\n\n

<\/div>\n\n

Can you pay in euros or dollars in Tanzania?<\/strong><\/h2>\n\n

Although the schilling is the official currency, in some areas particularly popular with tourists \u2013 such as large lodges, safari parks and international establishments \u2013 you may find that payments are made in US dollars<\/strong> for high-end services, park entry fees or all-inclusive safari packages.<\/p>\n\n

This is particularly true if you\u2019ve booked an experience such as a Big Five safari in Tanzania<\/a>, where many accommodation providers prefer payment in US dollars.<\/p>\n\n

However, paying in euros is much less common and almost always less cost-effective due to the exchange rates applied and the hidden fees.<\/p>\n\n

Generally speaking, day-to-day transactions in local markets, shops, taxi services and small businesses<\/strong> are only accepted in Tanzanian shillings. For this reason, it is always a good idea to have cash in the local currency for day-to-day expenses and for situations where you cannot use credit cards or foreign currencies.<\/p>\n\n

Another point to bear in mind is that whilst many tourist establishments may accept payments in US dollars at the current exchange rate, in town centres and smaller shops there is a clear preference for the local currency. This is particularly important when visiting the countryside or exploring less touristy areas.<\/p>\n\n

On safaris, at lodges and in nature reserves, the US dollar is often preferred to the euro<\/strong>, particularly for direct cash payments or park entry fees.<\/p>\n\n

<\/div>\n\n

Credit and debit cards: do they work in Tanzania?<\/strong><\/h2>\n\n

As well as cash, credit and debit cards<\/strong> are widely accepted in major cities and in mid-to-high-end or high-end establishments, including many hotels and restaurants. Visa<\/strong> and Mastercard<\/strong> are the most commonly accepted cards, whilst American Express may be less widely accepted.<\/p>\n\n

This is particularly useful for anyone organising a honeymoon in Zanzibar<\/a>, where international hotels and resorts almost always accept Visa and Mastercard.<\/p>\n\n

However, in rural areas, at local markets or in small businesses, electronic payment may not be available.<\/p>\n\n

ATMs can be found in major cities such as Dar es Salaam, Arusha and Zanzibar, and often allow you to withdraw local shillings directly using your international card. <\/p>\n\n

It is important to be aware of the fees charged by the issuing bank<\/strong> and any withdrawal charges, which can be quite high. Furthermore, in some tourist areas, it is advisable to check the reliability of the ATM network<\/strong> and to use bank branches rather than isolated machines on the streets.<\/p>\n\n

When using a card, also check that your bank does not block international transactions for security reasons: letting them know before you set off can prevent any problems.<\/p>\n\n

<\/div>\n\n
\"\"<\/figure>\n\n
<\/div>\n\n

How much money should you take on a trip to Tanzania?<\/strong><\/h2>\n\n

How much money you should take on a trip to Tanzania<\/strong> depends very much on your travel style and the sort of activities you plan to do. If your itinerary includes visits to national parks, safaris, hikes or stays at high-end lodges, you should allow for a larger budget than you would for a simpler trip involving city breaks and beach holidays.<\/p>\n\n

For day-to-day expenses such as meals at local restaurants, transport and small purchases, having some cash in Tanzanian shillings allows you to pay without having to rely on cards all the time. You should also set aside a small extra sum for tips<\/strong>, which in many local contexts is a welcome way of acknowledging good service.<\/p>\n\n

If your trip includes safaris or unique experiences, such as those featured amongst the best safaris in Tanzania<\/a>, you may need to book and pay for part of the package in advance by card, but then use shillings for your spending whilst there.<\/p>\n\n

The general advice is to use a combination of payment methods: some local cash, a credit or debit card for unforeseen expenses or for places that accept it, and a degree of flexibility in your daily budget to cover fluctuations in expenditure linked to your planned activities.<\/p>\n\n

Those travelling from Europe should rely mainly on euros converted into shillings, whilst those travelling from the United States or other non-EU countries may find it more practical to set off with part of their budget in US dollars, which they can then gradually exchange for TZS once they arrive in Tanzania.<\/p>\n\n

<\/div>\n\n

Practical tips for managing your money whilst travelling<\/strong><\/h2>\n\n

Managing your money whilst travelling requires a bit of strategy. First of all, always keep your receipts and currency exchange slips<\/strong>, as they may come in handy if you need to exchange money again later in your trip or if you\u2019re trying to keep track of your spending.<\/p>\n\n

Another good tip is to carry banknotes in denominations that aren\u2019t too large<\/strong>, as at markets or when making small purchases, there may not be any change available for a large denomination.<\/p>\n\n

In the busiest tourist areas, prices are often quoted in dollars or schillings, but for day-to-day transactions it is always best to use the local currency.<\/p>\n\n

If you\u2019re travelling on a set budget, it may be worth withdrawing a substantial amount of schillings in one go from a reliable ATM<\/strong>, rather than exchanging small amounts several times, as this will reduce the fees you have to pay. However, for safety\u2019s sake, avoid carrying large amounts of cash<\/strong> around with you.<\/p>\n\n

Finally, if you\u2019re planning a trip with your family or with children, your financial arrangements might include a combination of cash for day-to-day expenses and electronic payment methods for emergencies or larger purchases; in this case, it\u2019s also worth reading the practical guide to safaris in Tanzania with kids<\/a> before you set off.<\/p>\n","protected":false},"excerpt":{"rendered":"

When planning a trip to Tanzania, it is essential to have a good understanding of the Tanzania currency and the euro-to-Tanzanian shilling exchange rate in order to get around with confidence between cities, nature reserves and villages. Tanzania is a country that thrives on vibrant tourism, local trade and day-to-day activities, and understanding how the local currency works will help you manage your budget more effectively, avoid any unpleasant surprises and enjoy your trip without any stress. From banknotes and coins in circulation to strategies for getting the best exchange rate, and payment practices in markets and lodges, this guide takes you step by step into the heart of everyday life in Tanzania. Before setting off, as well as familiarising yourself with the Tanzanian currency and the euro-to-Tanzanian shilling exchange rate, it is essential to check in advance which documents are required for Tanzania to avoid any problems on arrival. What is the official currency of Tanzania? The official currency of Tanzania is the Tanzanian shilling, designated by the ISO code TZS and sometimes abbreviated to TSh or simply written with the symbol \u2018x\/y\u2019 before the value. The term derives directly from the English word \u2018shilling\u2019 (shilingi in Swahili), and each shilling is divided into 100 cents, although in everyday life it is mainly the higher-value notes and coins that are used. The Tanzanian shilling replaced the East African shilling in 1966 and has remained the predominant currency for all transactions within the country ever since. Banknotes in circulation include denominations of 500, 1,000, 2,000, 5,000 and 10,000 shillings, whilst coins range from 50 to 500 shillings, with designs and features that reflect the country\u2019s history and economic culture. To organise your trip as effectively as possible and ensure a well-organised and safe experience right from the start, it may be worth contacting a reliable tour operator specialising in Tanzania, who will also be able to advise you on handling the local currency and payment practices whilst you\u2019re there. Euro and US dollar exchange rates in Tanzanian shillings: what are they worth today? The euro-to-Tanzanian shilling exchange rate fluctuates daily depending on global currency markets, the monetary policies of the Bank of Tanzania and international economic conditions. For example, in recent months the exchange rate has hovered around 2,900\u20133,100 schillings to the euro, with fluctuations also driven by the tourist seasons and levels of demand for the local currency. Furthermore, the value of the shilling can also fluctuate depending on the tourist season: for this reason, it is worth considering carefully when to visit Tanzania, as demand for the local currency tends to rise during the high season. This volatility means that if you are exchanging currency or planning a budget, it is advisable to check real-time exchange rates via reliable currency exchange services or financial apps before carrying out any transactions. Many specialist websites offer currency converters that display the latest exchange rate, allowing you to see exactly how much your euros are worth in Tanzanian shillings at the time of the transaction. A useful rule of thumb is that, generally speaking, the euro tends to be worth more than the schilling, so you could get several thousand TZS for relatively small amounts of euros, but bear in mind that exchange fees and service charges may affect the total amount you actually receive. As well as exchanging euros for Tanzanian shillings, many travellers arrive in Tanzania with US dollars, which have historically been widely used in tourism and on safaris. Generally speaking, 1 USD is equivalent to around 2,700\u20132,900 TZS, but the exchange rate may vary depending on market conditions and local fees. Whilst the euro has become increasingly widely accepted in recent years, the US dollar often remains the currency of choice for lodges, parks and organised tours, particularly in more remote areas. For this reason, it is good practice for anyone travelling to Tanzania to check both the euro\/TZS and US dollar\/TZS exchange rates before setting off. Tanzania currency: where to exchange euros for Tanzanian shillings Knowing where to exchange euros for Tanzanian shillings is one of the keys to getting a favourable exchange rate and avoiding excessive fees. In Tanzania, you can exchange currency at various locations, but each has its own specific advantages and disadvantages. In the busiest tourist areas, such as Arusha or Zanzibar, there are plenty of bureaux de change, but it\u2019s still worth comparing several of them before exchanging money. Local banks are often one of the safest places to exchange currency, offering more transparent exchange rates and relatively low fees. However, opening hours may be limited, and you will generally need to show your passport to complete the transaction. Authorised currency exchange bureaux (forex bureaux) in major tourist cities such as Dar es Salaam, Arusha and Zanzibar often offer more flexible opening hours and services tailored to visitors. It is worth comparing more than one bureau to find the best exchange rate, as rates can vary considerably even within the same neighbourhood. Many travellers also use the currency exchange services at large hotels or lodges: whilst these are convenient, they tend to charge higher fees and offer less favourable exchange rates than banks or foreign exchange bureaux. It is therefore advisable to consider this option only for small amounts or in emergencies. Before you set off, we recommend that you also check international flights, so that you can plan both the logistical and financial aspects of your trip thoroughly. Can you pay in euros or dollars in Tanzania? Although the schilling is the official currency, in some areas particularly popular with tourists \u2013 such as large lodges, safari parks and international establishments \u2013 you may find that payments are made in US dollars for high-end services, park entry fees or all-inclusive safari packages. This is particularly true if you\u2019ve booked an experience such as a Big Five safari in Tanzania, where many accommodation providers prefer payment in US dollars. However, paying in euros is much less common and almost always<\/p>\n","protected":false},"author":4,"featured_media":31817,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-31877","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-senza-categoria"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.tracksofafrica.net\/en\/wp-json\/wp\/v2\/posts\/31877","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tracksofafrica.net\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tracksofafrica.net\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tracksofafrica.net\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tracksofafrica.net\/en\/wp-json\/wp\/v2\/comments?post=31877"}],"version-history":[{"count":2,"href":"https:\/\/www.tracksofafrica.net\/en\/wp-json\/wp\/v2\/posts\/31877\/revisions"}],"predecessor-version":[{"id":31884,"href":"https:\/\/www.tracksofafrica.net\/en\/wp-json\/wp\/v2\/posts\/31877\/revisions\/31884"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tracksofafrica.net\/en\/wp-json\/wp\/v2\/media\/31817"}],"wp:attachment":[{"href":"https:\/\/www.tracksofafrica.net\/en\/wp-json\/wp\/v2\/media?parent=31877"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tracksofafrica.net\/en\/wp-json\/wp\/v2\/categories?post=31877"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tracksofafrica.net\/en\/wp-json\/wp\/v2\/tags?post=31877"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}